Our Story

Variety Christmas Savings Club is a family run business, started by Austin and Barbara Polding in 1979 and now run by their son Sean.
We are a member of the Christmas Prepayment Association for your peace of mind and security. It has strict rules we have to follow. All savers money is held in a secure trust account with Barclays bank that we don’t have access to until it is time to send your gift cards and vouchers.

Click here to view our Declaration of Trust

Please watch this short video about the Christmas Prepayment Association and Variety Christmas Savings below

In the beginning…

Before Variety, Austin and Barbara owned a furniture store called Home Plan in the small market town of Newton-Le-Willows. As well as traditional furniture and carpets, the store also used to sell homewares and soft furnishings.

Austin and Barbara arranged ‘house-parties’ in the local community to show the goods they had available and would arrange for the more expensive items to be repaid with small weekly payments that their customers could more easily afford.

The idea of a Christmas savings scheme soon developed as customers started saving with them for items they would need just at Christmas, like food and drink hampers, children’s toys and bikes, and Christmas lights and decorations. Variety Christmas Savings was born!

From these humble beginnings in 1979, initially helping local people, we have gone on to help over a million people all across the UK to save for Christmas.


Forty five years since Variety started, times might have changed but the need to save for the most expensive time of year hasn’t. Our range of gift cards and vouchers is the biggest and best.  We offer gift cards from Mastercard, Marks & Spencer, Asda, Tesco, Amazon.co.uk Gift Cards… the list goes on and on.

Austin and Barbara might have been retired for many years but still take pride in knowing that families all over the country enjoy magical Christmases by saving with Variety Christmas Savings Club. If you live locally and decide to pop in to make your payments personally, you might even meet them on one of their weekly visits.

Request your FREE Agent Pack today

Why save with Variety?

Christmas is the most expensive time of year and it can be easy to overstretch yourself if you don’t plan in advance. Relying on your overdraft or a credit card to buy gifts, food and drinks can be an expensive mistake.

When you save for Christmas with Variety you make small regular payments throughout the year. You’re not tempted to dip in and take some out, like you would be if you had a savings jar at home.

We are one of the founding members of the Christmas Prepayment Association which was set up in 2007. The money we are given is placed in a secure Client Trust fund, for your peace of mind.

Our gift card and voucher range is the biggest and best of any Christmas Savings company. You can choose exactly what you want to order, from the likes of Love2shop, Marks & Spencer, Asda, Tesco and Amazon.co.uk. We also have some exclusive gift cards such as Smyths Toys Superstores and Morrisons.

When you save with Variety, you can look forward to the excitement of shopping for lovely gifts at Christmas for all your family and friends, safe in the knowledge that it has all been paid for in advance!

How it works

It’s as simple as ABC to start saving for Christmas 2024 with Variety. Just follow these easy steps:

  1. Decide what you can comfortably afford to save every week or month. As a guide please look at the table below which will show you how much your regular savings will accumulate come November:
If your savings start on: Weekly Saving Amount Monthly Saving Amount TOTAL AMOUNT SAVED BY 1st NOVEMBER
1st January 44 weeks @ £5 11 months @ £20               £220
1st January 44 weeks @ £10 11 Months @ £40              £440
1st January 44 weeks @ £20 11 Months @ £80              £880
1st February 40 weeks @ £5 10 Months @ £20              £200
1st February 40 weeks @ £10 10 months @ £40              £400
1st February 40 weeks @ £20 10 months @ £80              £800

2. Place your order.

3. Make regular payments. You can look forward to your gift cards and vouchers arriving in November once you’re fully paid (final payment is due 1st November 2024. Early dispatch in mid-October is available to those who are fully paid).